Mortgage service

New arrival

Whether you are a permanent or non-permanent resident, Planiprêt, Mortgage Planners is committed to helping you benefit from our relationships with governmental organizations and lenders, in order to help you realize your dream of home ownership!

Adapted programs for newcomers

The major points of the program is as follows:

  • Permanent Resident: Minimum downpayment of 5% or 10% depending on the type of file.
  • New arrival, non-permanent: Minimum downpayment of 5% or more.
  • No extra fees or premiums to pay due to your ‘new arrival’ status. (You benefit from the same rates and low fees as any other borrower).
  • No minimum residence duration required
  • This program is reserved for borrowers who can officially confirm their revenues.

Do not have a credit history or job?

For new arrivals who do not have an established credit history or employment, it is necessary to place a minimum downpayment of 35%.

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