Secondary
residence

Whether for a cottage or to limit your travel and acquire a property suitable for your downtown activities, our consultants have a solution. Contact Planiprêt Mortgage Agency with more than 10 years of experience in the mortgage market.

Already a home owner, and you cannot stop dreaming about a cottage out in the country or a pad in the downtown core? With over 25 years of experience in the mortgage industry, Planiprêt, Mortgage Planners can offer you, via its chosen lenders, vacation property programs that will make your dreams a reality. Our trained mortgage consultants can help you put your project in perspective and determine the steps required to find the mortgage that best suits your needs.

We seek your strengths

We differentiate ourselves from a standard bank, because we will seek every strength that our lenders offer us (ex: Chalet 3 or 4 seasons, Residence on an island, properties with artesian wells and / or septic tank, etc.).

Alternatives to finance your projects

A variety of alternatives can be considered in the acquisition of a second home. We are aware of changes in the current market and lower rates. Let us help you realize your projects and benefit from our many knowledge.

Did you know that?

• You can contract more than one mortgage at a time – for example: a mortgage on your primary residence and another on your second home.
• Only one property can be considered as primary, the others are considered as secondary.
• A downpayment of only 5% can make the dream of owning a second home come true.
• You can also finance the purchase of a second home by using the increase in equity gained over the years on your primary home.

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